These Legal Notices apply to the Inside Now(tm) web site located at http://www.insidenow.com (the “Site”). The Site is the property of Spirituality Inside and Out LLC. (“SIO”) and its licensors.

SIO reserves the right, at its sole discretion, to change, modify, add or remove portions of these Legal Notices, at any time. As long as you comply with these Legal Notices, SIO grants you a personal, non-exclusive, non-transferable, limited privilege to enter and use the Site.

TERMS OF USE
PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS WEB SITE. USING THIS WEB SITE INDICATES THAT YOU ACCEPT THESE TERMS. IF YOU DO NOT ACCEPT THESE TERMS ("TERMS"), DO NOT USE THIS WEB SITE.

Use of Site. Spirituality Inside and Out .(SIO) authorizes you to view and download certain specified materials at this Web site only for your personal, non-commercial use, provided that you retain all copyright and other proprietary notices contained in the original materials on any copies of the materials. You may not modify the materials at this Web site in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose without the express written permission of SIO. For purposes of these Terms, any use of these materials on any other Web site or networked computer environment for any purpose is prohibited. The materials at this Web site are copyrighted and any unauthorized use of any materials at this Site may violate copyright, trademark, and other laws.

User Submissions. Any material, information or other communication you transmit or post to this Web site will be considered non-confidential and non-proprietary ("Communications"). SIO will have no obligations with respect to the Communications. SIO and its designees will be free to copy, disclose, distribute, incorporate and otherwise use the Communications and all data, images, sounds, text, and other things embodied therein for any and all commercial or non-commercial purposes. You are prohibited from posting or transmitting to or from this Site any unlawful, threatening, libelous, defamatory, obscene, pornographic, or other material that would violate any law.

Use of Images. If you download Images from this Web site ("Images"), use of the Images is subject to the license terms in the Images License Agreement that accompanies or is provided with the Images. You may not download or install the Images until you have read and accepted the terms of the Images License Agreement.

Taxes Unless stated to be otherwise, charges referred to for purchase of any products or use of any services provided by SIO are Tax exclusive.

Links To Other Web Sites. Links to third party Web sites on this Web site are provided solely as a convenience to you. If you use these links, you will leave this Site. SIO has not reviewed all of these third party sites and does not control and is not responsible for any of these sites or their content. Thus, SIO does not endorse or make any representations about them, or any information, Images or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third party sites linked to this Web site, you do this entirely at your own risk.

TEAM DIRECTORY
SIO is providing this directory as a public service for those interested in working with spiritual and wellness providers - such as energy workers, nutritionists, spiritual guides, hypnotherapists, NLP practitioners, pranic healers, spiritual healers and coaches etc. SIO does not provide any warranties related to the information contained in or resulting services from these providers listed in this team directory. Information accessed through the team directory is provided "AS IS" and without any warranty either expressed or implied, including but not limited to, any implied warranty of merchantability or fitness. SIO does not examine, determine or warrant the competence of any provider listed in this directory. SIO does not warrant that the providers listed in this directory are currently or properly licensed. Under no circumstances should this directory be used to verify the credentials of the provider. Use of this directory to locate a provider is purely voluntary and will not result in any liability against SIO. In no event shall SIO be liable for damages to any user of the directory.

The providers in this directory are not medical doctors, or any other kind of medical practitioners and they have not represented themselves in any way as possessing any medical expertise or medical training whatsoever.

THIRD-PARTY INFORMATION
Any articles, press clippings or other third-party publications (collectively, "Publications") made available through the Web Site are furnished by SIO for your convenience and entertainment. SIO is a distributor (and not a publisher) of content supplied by third parties (including users). Any opinions, advice, statements, services, offers or other information made available by third parties, including psychics, team providers, information providers or any user of the Web Site, are those of the respective author(s) or publisher(s) and not of SIO or its affiliates. SIO DISCLAIMS ANY REPRESENTATION, EITHER EXPRESS OR IMPLIED, THAT THE INFORMATION IN SUCH PUBLICATIONS IS ACCURATE OR COMPLETE.

HEALTH AND FINANCIAL INFORMATION DISCLAIMER
Information provided on the web site and in SIO materials, including but not limited to the information provided in personal, group, telephone and e-mail consultations, the daily universal insight emails, as well as the text, graphics, images, and tools posted on various pages, is for informational and educational purposes only. Information from SIO is not intended to be a substitute for (a) professional medical advice, diagnosis, or treatment or (b) professional financial or investment advice or guidance. Never disregard or delay seeking professional medical advice because of something you have read on the web site or information received through our services. SIO is not engaged in the practice of medicine and does not recommend or endorse any specific products, procedures, treatments, medications, opinions, or other information that may be mentioned, discussed, or described on the SIO web site or in SIO's materials or services. SIO is not engaged in the business of providing financial or investment advice and its employees or contractors are not registered advisors. Your reliance on the information provided by SIO, by a SIO employee, team member or contractor, by a third party moderator, by SIO's sponsors or by other users of the SIO web site or services is solely at your own election or choice. Any and all decisions that you make that are based in whole or in part upon information provided by SIO or its sponsors or otherwise on the web site will be your sole and exclusive responsibility.

Disclaimer. THE MATERIALS PROVIDED AT THIS WEB SITE ARE PROVIDED "AS IS" WITHOUT ANY WARRANTIES OF ANY KIND INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY. SIO may make changes to the materials at this Site, or to the products and prices described in them, at any time without notice. The materials at this Web Site may be out of date, and SIO makes no commitment to update the materials at this Web site. SIO further does not warrant the accuracy and completeness of the materials at this Web site.

Limitation of Liability. IN NO EVENT WILL SIO, ITS SUPPLIERS, OR OTHER THIRD PARTIES MENTIONED AT THIS WEB SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER ARISING OUT OF THE USE, INABILITY TO USE, OR THE RESULTS OF USE OF THIS WEB SITE, ANY WEB SITES LINKED TO THIS WEB SITE, OR THE MATERIALS OR INFORMATION CONTAINED AT ANY OR ALL SUCH SITES, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY AND WHETHER OR NOT ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

SIO DOES NOT GUARANTEE THE CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO THE site OR ANY RELATED SERVICES. THE OPERATION OF THE site MAY BE INTERFERED WITH BY NUMEROUS FACTORS OUTSIDE THE CONTROL OF SIO.

General. SIO may revise these Terms at any time by updating this posting. You should visit this page from time to time to review the then-current Terms because they are binding on you. Certain provisions of these Terms may be superseded by expressly designated legal notices or terms located on particular pages at this Web site.

Note: Anyone linking to SIO's Web site must comply with the Guidelines for Linking to SIO's Web Site and all applicable laws.